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Jan 20, 2012 16:57:04 GMT
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Assessor won't even bother getting out of his car to write that off,if you'd scratched the wing it would be a gonner and unlike a lot of Internet hero's I've owned my own bodyshop so I know the score. I've never once seen an assessor check tyres,mods or anything else most are ex-mechanics and bodywork retards who weren't really up to the job or fancied a nice dust/grease free environment. Some will try and be clever and try and amaze you with their knowledge of how the crash happened but most /99.999%couldn't care less,they just want their assessment fee then onto the next. Their human beings and decent folk most of them so just explain that your going to be getting another car and you'd like to keep this one to use for spares as it has huge sentimental value to you,you'll be doing most of them a favour as it costs more to recover it and sell it for scrap than they'll ever make on it,plus most ask for £200 or so to buy it back,so make even more profit. Looked a nice car but don't panic or lose any sleep,you could re-shell one of those in a weekend with a Lidl socket set. Ignore the haters that say you won't be paid out cos of the alloys etc,most of the assessors are younger than your car and would have no idea of whether their alloys or not or care in anyway. Sh1t happens but you'll be a better driver from it. Capris are dismal in the wet as well!!!!
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Jan 20, 2012 17:05:38 GMT
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Oh and for my 2p's worth that's a cat c all day long,seen 10X worse than that up for sale. As for a VIC check what a joke,I've seen on here and other places people claiming they check alignment and ask for parts receipts!!! In reality they spend 30seconds lifting your carpet up to check the number matches the VIN plate........if you've bothered to fit it,total joke and simply a government tax. They may even cat d that due to it's age as it's highly unlikely that your going out to "ring" a car that's not been a fixture on British roads since the 80's. Remember,it's a VEHICLE IDENTITY CHECK that they do,not a repair check,I've seen a Mondeo cat c for quite literally a crack in the bumper,not even an Mot fail. Cat c also does not always require a VIC check,also you can drive a cat c car without it being VIC checked,tax it and everything,been there done that.
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JMY
Part of things
Posts: 308
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Jan 20, 2012 17:35:02 GMT
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Thanks vaughant, that's definately relieved part of my stress!
I still reckon I'm gonna try and source an original crusty old exhaust and borrow a set of steelies off of someone just in case.
Gonna hunt down some ads for good nick expensive Capri LS's so I can show the guy that the cars worth more than pittance. I hear they give you a ridiculous first offer after a writeoff.
Has anyone had any experience with claiming from Lancaster insurance?
I'm just hoping the whole process won't be drawn out over months!
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30psi
Posted a lot
Posts: 1,024
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Jan 20, 2012 17:37:51 GMT
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A cat C will result in a VIC marker being notified to the DVLA/VOSA. This just means that a V5 won't be re-issued for change of keeper/address etc or V11 tax reminders won't be posted.
If the car is sold on or change of keeper address it will need a VIC before a new V5 is printed. You also can't tax it online due to no V11.
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1962 Ford Thunderbird 6.4L
1981 Datsun Bluebird SSS CA18DET
1981 Datsun Bluebird SSS SR20DE
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Jan 20, 2012 19:12:10 GMT
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my capri had a minor and i meen very minor accident last yr when it was rear ended at low speed.needed a bumper and both rear lights replacing and that was it no panel damage etc.the insurance company took one look and decided the car was way too old and wanted to write it off .i said forget it mate u aint wriiting it off i have a spare bumper and rear lights i can fix it in an hr just pay me for the parts and labour.i never got a marker on the car and the car was back on the road in an hr ;D.i also got £1600.00 off the insurance which paid for a full respray.if your car has any structural damage to the shell it will be a cat b no question and a cat b is not allowed back on the road its for parts only and the shell is crushed.cat a and the whole car is crushed no parts can be taken off these
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JMY
Part of things
Posts: 308
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Jan 20, 2012 21:00:34 GMT
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where are you from zildjian, a mate of mine might be breaking a Capri in the next few months and the shell could be up for grabs but it's in the north east so dunno if it'll be too far for you. Thanks dude! I think from the way it's looking I might have to just break and sell it all. I'll see what the payout is saying and then if I'm feeling inspired Ill definately seriously consider it!
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Jan 20, 2012 22:20:17 GMT
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If the rest of the shell is clean and straight its probably "worth" repairing. They are pretty tough old cars and you'd need to be unlucky to really structurally FUBAR a sound one at a low speed impact.
But yeah, you need to be pragmatic and see what insurance offer you get.
I'd have had it looked at by a decent bodyshop before involving the insurance but hey, we all live and learn.
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1937 Austin Street Rod - 1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1976 Rover V8 - 1994 Ford Fiesta
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Jan 20, 2012 23:14:28 GMT
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May have been answerd but why bother claiming for the car on insruance - 3rd party (lampost owner) can claim off your insurance but it doesnt mean you have to claim for the car.
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A cat C will result in a VIC marker being notified to the DVLA/VOSA. This just means that a V5 won't be re-issued for change of keeper/address etc or V11 tax reminders won't be posted. If the car is sold on or change of keeper address it will need a VIC before a new V5 is printed. You also can't tax it online due to no V11. Really? Taxed my mothers car last week online and it's never been for a VIC after a crash 5 years ago and she gets a tax reminder every year,tax disc comes to the new address as well which was changed AFTER the accident. Don't believe everything you read online mate. Your right regarding the logbook issue though,a new one won't be released until VIC is complete but of course you can tax it once on the greenslip,but if they don't stamp it then you can tax it again on the slip.
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If the rest of the shell is clean and straight its probably "worth" repairing. They are pretty tough old cars and you'd need to be unlucky to really structurally FUBAR a sound one at a low speed impact. But yeah, you need to be pragmatic and see what insurance offer you get. I'd have had it looked at by a decent bodyshop before involving the insurance but hey, we all live and learn. To get that repaired in a bodyshop your looking at thousands,believe me,that's if you can even get the jig clamps anymore to straighten it out,you could perhaps find some sort of universal sill clamps but that will be a real tough job for someone. Old cars compared to even a modern supermini won't stand up well in a crash,it's shocking I know but true. Id say just looking at that photo,new wing,scuttle,repair inner wing,door replace/repair,front panel,headlight,bumper,front valance,paint front end(blend),door,blend to roof/rear 1/4. There's probably 10hrs worth of stripdown&welding,2/3hrs of rebuild/alignment,5hrs of prep/paint,2hrs of finishing and those are pretty optimistic figures. Be honest as well,it's a 30yr old car,your going to find issues when it's stripped down,rust,twisted metal etc. I'd even be surprised if many bodyshops take it on as they'll know the hassle involved. Not many dealer parts available anymore and the hassle of pattern parts would make that a difficult costly repair as well,I'd say a minimum of £700 in bits/paint/welding sundries not including a labour bill of nigh on double that. Honestly not worth it,reshell would be quicker and easier,maybe even less labour!!!!
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30psi
Posted a lot
Posts: 1,024
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Jan 21, 2012 12:14:22 GMT
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Really? Taxed my mothers car last week online and it's never been for a VIC after a crash 5 years ago and she gets a tax reminder every year,tax disc comes to the new address as well which was changed AFTER the accident. Don't believe everything you read online mate. Yes. It's true. I don't make stuff up lol! As for reading stuff online my knowledge on this comes for specifically working on a project for 3 years at work. Most of the information online about categories is incorrect. All vehicle provenance check companies will be using identical descriptions. This has started, but the damage is done in that the public understanding is already wrong. So, for example everyone says Cat A's and B's can't go back on the road. This is in fact not true and it's something I've repeated many times on here. As for the VIC, assuming you mums car is a Cat C then it is possible that there is a data quality issue down at the DVLA and they continue to send the V11 reminders. There website states they don't send them. Probably one of the only true facts on the subject on the net lol There's 30m cars on the road so it's not unknown for errors to creep in. But you're right you can still tax it, but it just has to be a manual process down the post office.
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1962 Ford Thunderbird 6.4L
1981 Datsun Bluebird SSS CA18DET
1981 Datsun Bluebird SSS SR20DE
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ChasR
RR Helper
motivation
Posts: 10,188
Club RR Member Number: 170
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Jan 21, 2012 19:11:04 GMT
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I remember my Focus when I crashed it (it ended up on a CAT D). I was told I would need to VIC it, yet when I sent the form off to the DVLA test centre (and I called them too) it came back as a VIC not being required.
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Jan 21, 2012 19:28:18 GMT
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Cat d doesn't need a vic check.
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diff
South East
Posts: 1,165
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Jan 21, 2012 20:15:25 GMT
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Parents just bought their 96 mondeo back of insurance company after it was hit in the side by an XK8. Cat C , assesor wrote it off , made offer and let them buy it back all in one visit and assured them that it will not need a VIC test .
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Mike D
Club Retro Rides Member
Posts: 2,196
Club RR Member Number: 57
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I only saw this earlier this evening, gutted RIP old girl, here's to happier times
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JMY
Part of things
Posts: 308
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Yeah it took a while for me to come to terms with it, such a beauty Anyway - an update on the situation: I've bought another Capri to reshell, one with a 1.6 autobox and a few little problems but I got a bargain! The 2.0 manual will be going in as soon as I can borrow my mates engine crane! The insurance situation went a lot smoother than expected! the assessor has been and said it's fine for me to keep the car! and I'm getting a very reasonable payout without too much fuss! the assessor knew his old Fords and he commented on how nice this one is/was. I'll probably start a build thread as soon as the insurance money is in my hand and I can really start getting cracking with the rebuild. I'm gonna have pretty much a whole cars worth of spare parts, so if anyone wants dibs on anything then let me know!
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