Careful - Not all (Or even the majority) of fully comp policies include "driving other cars" entitlement anymore. It used to be the case, but over the years it's been steadily dropped. It's also only usually allowed if the policyholder is 25+. Oh, and there is often a strange clause that says the car has to be insured third party by "someone"
I didn't know I had cover to drive other cars until it was suspended, as that element is removed from my policy. Also, it seems the system in Delhi (the call centre I spoke to on Sunday) is not attached to the system in Birmingham* (the call centre I spoke to today) because they are saying different things about the status of my policy. I'll resolve this in a couple of days when I've had reasonable time to fix the car. Also, I'm over 25 and my Dad has seen 25 at least twice and has much more comprehensive insurance than I do, so I'm sure we'll be okay. Lots of paranoid checks will, of course, be made.
I now know the money for the car will be available on Thursday. I'll be collecting it as soon as I can after the money is cleared. I'm working through a bit of faff with my loan application, I think the previous tenant filing for bankrupcy has given my credit rating something of a hiccup, my parents had it happen to them a while ago.
Here's some Princess content, so it's not entirely boring, from my awesome engineer's handbook that came with the car.
excellent purchase I'm looking for something older myself at the moment good luck with the build man and as for the insurance , I'm on my 30th car in 9 years and due to changing so frequently some insurers wouldn't insure me on some cars whereas others would I simply changed insurer having no NCB any way it didnt matter too much but trust me i've ended up paying for it too i'm on my third year with mine and now I want to change my daily ( modern - classic) its gonna cost me ..........a lot P.S i'm always frantically checking my insurance is all legal and up to date as for some reason our local traffic officers seem keen on "ive pulled you because of the age of the car" as it was the case with my '87 cav sri and my '91 gti but I even get this in my daily hack- 01 fiesta zetec s and now its the " let me check your tyres routine". I think some of their contracts are up and their arrest quota is down lol
Your English insurance/tax/registration/sorn arrangements do my head in. The insurance world is too crazy at the best of times for any of us. Any way congratulations upon having been able to secure the Princess & looking forward to seeing more of its beigeness around here, must admit the copper/brown metal-flake rear pillars sounds interesting, & perhaps a less '80's plastic steering wheel.
I think the previous tenant filing for bankrupcy has given my credit rating something of a hiccup, my parents had it happen to them a while ago.
Don't worry fella, what the prev tenant did is no reflection on yourself, I used to work in credit and do credit searches. The old "house/property is black listed" is a myth! They can see that information if they wanted to, but cannot hold it against you.
You sould like a youngish lad like myself, i have a right problem getting any kind of credit because i've never had any! It was hard enough just to get a mobile phone on contract last year. Keep trying though loads of people out there do it, and good rates too, no credit isn't bad credit, they're just unsure. Usually try with your own bank first, they know you better.
@weble: The lack of credit could be it too. I took one small loan about about 12 years ago but since then the only borrowing I've ever had is an overdraft. We'll see what the letter says when it arrives, the branch manager was quite surprised by it.
cianha: Yeah, I've had that ad linked a few times. It'll get more attention with how he's written it, but I doubt he'll get a better price, that one has a lot of problems not least the dodgy paint.
Today a Mystery (Machine) parcel arrived, with my full title (lol). What could it be?
Oh look, it's a Dinky Princess!
Going to have to get the paints out, I think, I've got all the colours I need already in the paintbox.
@rewd: Just have the one year NCB opens up a wider range of insurers to me so I should get a better deal. I can still get insurance without it, but there's not as much choice.
79cord: It's a massive convoluted pile of string, with kittens playing it. I never understood why a legal requirement isn't government controlled ie: you pay a basic rate and get more personal insurance if you want better/more specialised cover. I've learned the most important thing is to be honest, but not too honest, and to keep your mouth shut about any temporary changes because otherwise it just causes headaches. Like the fact that to get my 1 year NCB I'm probably going to have to stick 6 month's road tax on the Polo (that I'm not using) and then cash in whatever's left when the Polo policy expires. Madness.
Now I think about it, I distinctly remember someone on here putting a set of those lotus wheels on an Allegro- There were problems with the offset if I remember right so look it up - I'm on my iPhone so can't post the link!
That information from the police goes against everything I know about the situation. The car must be insured by somebody. If it is insured by the previous owner another person can drive it but only if they have a 'drive any car' extension on their policy.
@deisel: yes... that works rather well, has a bit of a Saab-y look to it.
stealthstylz: I can only relay what we were told ourselves. Hence when we move the car there will be checks, and reference numbers and everything. If it turns out we can't move it that way, other plans can be investigated again, but so far that's the easiest moving option.
I'm too excited and can't keep it to myself, but the money for the car should be available tomorrow afternoon and, if I can get everyone I need to in the same place at once, I'll be collecting her too! *bounce*