namless
Club Retro Rides Member
Posts: 576
Club RR Member Number: 26
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insurance issuesnamless
@namless
Club Retro Rides Member 26
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;D hi all... I have just finished an engine conversion for a corsa b 1.2 ls. droped in a 1.6 engine from a astra and installed a power steering from a corsa c. The company i was insuring the car had everything coverd before the wheels, suspension, induction, exaust system, seats. Now insurers say they can not do it anymore becase they don't have a corsa 1.6 ls on their system, so the car is now off the road till I get that sorted. Can't get the insurance because the car was not on their system, can get the details on the logbook changed because they need a mot cant get the mot because don't have insurance, its taking me in circles. i was looking around for an insurance company that can provide for a modified car. I have looked around but could you suggest any?
Thanks Gobs
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horns
Part of things
Posts: 31
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www.adrianflux.co.uk/ - Have insured the Saab including mods for a couple years now for cheaper than I was paying a regular insurer previously.
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Last Edit: Dec 2, 2008 4:57:44 GMT by horns
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namless
Club Retro Rides Member
Posts: 576
Club RR Member Number: 26
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insurance issuesnamless
@namless
Club Retro Rides Member 26
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cool i shall give them a try for a quote, whats best calling them up or just using the website? thanks
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Last Edit: Dec 2, 2008 10:02:09 GMT by akku
1937 Austin Street Rod - 1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1976 Rover V8 - 1994 Ford Fiesta
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I get the feeling that a modified car insurance FAQ or "useful thread" could be needed. Good idea.. lets get it going in here.. We'll stick it in the useful threads archive and promote it to a Wiki entry.* *I need to write a how to for Wiki stuff I think.
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insurance issuesDeleted
@Deleted
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My 2 pence for what it's worth, i have all three cars insured with HIC! Great bunch of ppl, really understanding and open minded with mods!!
BUT watch out if u want to pay it monthly.... the finance company they use are loan sharks! I paid two of mine up front and was gonna have the last one monthly... til i realised for the £233 balance it was @ 37.7%!!!!! So i paid that one off too! lol
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All insurance-by-installments is a rip. You are usually far far better off putting it on your credit card if you can't afford it all in one go
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1937 Austin Street Rod - 1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1976 Rover V8 - 1994 Ford Fiesta
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Try Brentacre...absolutely brilliant,all petrolheads and very understanding!
01792 650933
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namless
Club Retro Rides Member
Posts: 576
Club RR Member Number: 26
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insurance issuesnamless
@namless
Club Retro Rides Member 26
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Yay! soo many, thanks for the help guys. will sit down and make some phone calls tomorrow for quotes. the other thing thats lurking about in my head is that. how would i have to go about if, I were to put it on classic car insurance do they provide for modified cars? because they say they can insure cars before 1995 and this is a l reg corsa one of those first ones. definately not worth putting it on monthly payments always end up paying way more then the policy o.O
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if you can find an insurer who is prepared to call a Corsa a classic you will probably find an insurer who insures modified classics!
Many standard classic policies are fairly restricitive on mods but will allow some.
I got away with a 70s 2300 slant 4 in a 1960s Victor 2000 with a classic policy but another refused to insure me if I fitted a period supercharger kit to a Morris Minor.
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1937 Austin Street Rod - 1941 Wolseley Not Rod - 1956 Humber Hawk - 1957 Daimler Conquest - 1966 Buick LeSabre - 1968 Plymouth Sport Fury - 1968 Ford Galaxie - 1969 Ford Country Squire - 1969 Mercury Marquis - 1970 Morris Minor - 1970 Buick Skylark - 1970 Ford Galaxie - 1971 Ford Galaxie - 1976 Continental Mark IV - 1976 Ford Capri - 1976 Rover V8 - 1994 Ford Fiesta
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namless
Club Retro Rides Member
Posts: 576
Club RR Member Number: 26
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insurance issuesnamless
@namless
Club Retro Rides Member 26
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ohh ok.. guess I shall scrap the idea of classic car insurance well I got some quotes and was quite impressed with some of the prices. I was also suggested eModified insurance by a mate, done a quote with them, there quite reasonable, but the only thing is I have never heard of them before, are they any good? www.emodifiedcarinsurance.co.uk/
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namless
Club Retro Rides Member
Posts: 576
Club RR Member Number: 26
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insurance issuesnamless
@namless
Club Retro Rides Member 26
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Jan 20, 2009 15:14:58 GMT
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Apr 16, 2010 14:18:41 GMT
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Thought I would put it here to save another insurance thread-
Brentacre mentioned above have done a fantastic job insuring my mini today - a good price, with breakdown and all mods - plus they will let me do any mods to the car as long as it stays under 60bhp - for no addtional premium or admin fees.
Fantastic!
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wanted, 25th hour. Required daily, cash waiting
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smellyferret
Posted a lot
Back in a retro after 7 years!
Posts: 1,121
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Jun 17, 2010 17:24:43 GMT
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HIC and adrian flux are sister companies - I was told they they do the same quoutes by the lady at adrian flux!
(Got a rather high quote for the delica!)
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drpete
Part of things
Posts: 125
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adrian flux are usless they over charged me and they lost my details and nearly made my insurance invaild when i needed it their not get my money this year
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smellyferret
Posted a lot
Back in a retro after 7 years!
Posts: 1,121
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Jun 18, 2010 18:24:37 GMT
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ok, hope this may help someone! Up to now I have insured one vehicle and for the last 2 years I have had my girlfriend on that policy. For the last year I have been with Direct line which has meant my girlfriend as a named driver has gained no claims discount. I have now come to insure 2 cars (Passat daily and delica 'fun' car) and basically despite trouble free motoring for 18 years the second policy starts 'as new' (Damn those insurance companies!) However (and this was suggested to me by direct line ) If I name my girlfriend as the main driver on my 'main' car (passat) the price was the same as with my full no claims... this meant i could use my full no claims on the expensive delica (halving the quote!) I'm going to read the paperwork closely but both insurances are in my name and next year i will have extra no claims built up.. On the subject of mods, directline didnt flinch at a 2" suspension lift, but new alloy wheels added a lot... so for this year I'll be using mitsi alloys! (made my mind up for me!) Good luck to anyone insuring, directline were not the company i expected to end up with.. so it pays to shop around!
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insurance issuesDeleted
@Deleted
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I get so cross at the 'women are safer drivers' policy with Insurance companies. Gender shouldn't determine whether or not a person is a safer driver and it certainly shouldn't mean that if I were female my insurance would be £400 instead of £700. *grumble*
You're right though, putting your girlfriend as main driver always drops the price massively. I have no idea why since you've obviously proven yourself a safe driver while she's been the second but for some reason, jubblies give you a discount on insurance.
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Jun 19, 2010 20:33:35 GMT
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I phoned footman and james and peter james about me putting a modern pick up chassis and running gear under a bedford ca wouldnt insure me noway.So i think i have given up on the idea.
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Peace,Max signature height = 80px
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as theres a post fo insurance issues i guess it be good for me to put mine here lol I'm 22 and looking to buy a supra mk3 2.0lt twinturbo to boot its a inport. thanks to my age most of the companlys iv try were like HELL no. (strange they say its exsprnce and I'm a HGV driver i dirve 8 hours a day, and that makes my quote go up O.o) so any one no of any good companys for this sort of thing. and any one got any iders on what they will offer
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Aug 11, 2010 13:31:25 GMT
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get a traders policy (quotemetodayonline.co.uk) it covers any vehicle other than supercars , i pay £550 for tpft cover for any car worth up to £15k
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