New Tax/ Insurance Law Comes in Today

[Jem45]

Just a heads up fellers if you've forgotten . . . the new rules requiring a taxed vehicle to be insured even if not used on the road come into force today.

[elmotheewokking]

And for those concerned, like my mother, it DOES NOT need to be insured if on a SORN.

[Paul H]

Jun 20, 2011 9:10:02 GMT elmotheewokking said:

And for those concerned, like my mother, it DOES NOT need to be insured if on a SORN.

^^^

Exactly. I haven't seen or heard a single news article on this in the mainstream media has actually bothered to state that rather important fact!

[30psi]

The Metro basically said it would need to be insured unless SORN'd but they left it right till the end.

[popuptoaster]

The TV ad says if the car is taxed it must be insured, the fact they don't mention SORN seems irrelevant to me, as always its up to the car owner to be aware of the law regarding car ownership.

[murran]

load of rubbish this new law.

no-one in their right will carry on paying out money on insurance on a car their not using just because its taxed, they'll simply chop the tax in for a refund then sorn it.

all this new law will do is effect the s/h car market as you wont get cars forsale with excisting tax on it if the owner has stopped using it on the road.
will also cause alot more work for the dvla, issuing and returning/refunding even more tax discs.

it wont stop uninsured drivers as they already don't care about such things.

why on earth don't we have an insurance disc to display like a tax disc with a "driver insurance/policy number" on it and the cars reg?
or replace the tax disc altogether with an insurance disc?

[akku]

so lets get this straight - I have a car which is off the road, its not insured, and its not taxed. Its not SORN because its been off the road since before SORN came in. Am i breaking the law now? If I insure it will I be breaking the law? DVLA didn't want it SORNing when I last asked about it

[popuptoaster]

If its not taxed and is "pre SORN" then i cant see that it needs insurance as it wont be on the database.

[murran]

no, but i think you may have to explain where its been when it appears back on the system should it return to the road.......
likewise if you sell it as it is now..... the new owner will need to sorn it and you, the previous owner, may get a letter asking you to explain where its been.

[akku]

But I usually have it insured... It fell off the policy last time around hence not insured now.

[scaryoldcortina]

Cars which have been off the road since before SORN came in are not affected - you can't actually make a sorn declaration in this case anyway (I tried, they refused - you can only SORN something which is either already on SORN or coming off tax)

[akku]

OK, so I can insure it without tax if its pre-SORN. Cool.

[scaryoldcortina]

You can insure it without tax if it is on SORN.. what you can't do now is keep an uninsured TAXED vehicle.

[akku]

OK, ta! I confuuuuzes

[crazymonkey]

thats going to be awkward for my sister now...she's just bought a moped to runa round on but needs to do her cbt. most insurance companies wont insure her without a CBT but its taxed for another 5 months and since its only £16 a year its stupid cashing it in but looks like thats the only option until she can afford the insurance.

Ive seen the dvla advert twice on tv and thats all Ive heard about it except from on here. they havent publicised it very well have they?

[VIP]

Jun 20, 2011 11:03:13 GMT crazymonkey said:

thats going to be awkward for my sister now...she's just bought a moped to runa round on but needs to do her cbt. most insurance companies wont insure her without a CBT but its taxed for another 5 months and since its only £16 a year its stupid cashing it in but looks like thats the only option until she can afford the insurance.

Ive seen the dvla advert twice on tv and thats all Ive heard about it except from on here. they havent publicised it very well have they?

It's not nearly as bad as when the London LEZ extension comes into play in January, which will see hundreds, if not THOUSANDS of folks receiving fines of £150 every time go for a drive because they don't realise their van/camper/pick-up/4*4 fits into the 'non-compliant' section.

That hasn't been publicised AT ALL, as far as I can see.

[Deleted]

Wish someone would tell the bloke downstairs, he's been driving around with no tax or insurance since end of March. But like has been already said, those who don't care about the law at the moment, still wont!

[leigh]

Jun 20, 2011 9:49:47 GMT murran said:

why on earth don't we have an insurance disc to display like a tax disc with a "driver insurance/policy number" on it and the cars reg?
or replace the tax disc altogether with an insurance disc?

We have both tax and insurance discs to display here in Ireland - for once we're ahead of the game! (The exception to prove the rule I suppose!). Insurance disc displays, as you say, releveant information such as policy number, car reg, period of insurance, etc. Handy for accidents too, means you're not carrying all your documents in the car just the disc

[akku]

what we need is to scrap tax discs all together. I'm all for a few more ANPR cameras to catch the uninsured / non-MOT'd cars out.

[Battles]

Jun 20, 2011 13:26:55 GMT akku said:

I'm all for a few more ANPR cameras to catch the uninsured / non-MOT'd cars out.

Sigh. The free-spirited rebel in me says "death to ANPR" but the reality is that I'm totally law abiding and have nothing to fear from them. If ANPR is the best tool for the job, so be it...

Does anyone know how this affects using third party cover to drive another car?
I know that most policies prohibit driving a car that's not subject to another policy anyway but my bike policy doesn't.
Same question with short term cover?

Will it all come down to the ANPR cops pulling you and then the the driver having to produce documentation and visit the cop shop?