Can Anyone Recommend an Insurance Company

[chrisdcapri]

Apologies for the incredibly boring topic of this thread, but I could do with a couple of pointers.
I'm hoping to get my 1990 Dacia Shifter on the road soon and need to sort some insurance. I don't intend to keep it for very long but I'd like to take it to a couple of shows so I'd like some insurance that I could cancel and get a decent chunk of the money back. I could probably just get it on a classic policy, but in my experience, very few if any classic policies offer any cancelation refund.
I've tried the comparison sites but whilst getting very good quotes on van insurance policies, most seem to charge huge admin fees for cancelation. I've tried Post Office and Direct Line which I've been recommended but neither recognise the type of vehicle on their databse. I've tried my usual default of Adrian Flux but they never e-mailed me back with a quote.
So, has anyone got experience of a company that might insure an unusual vehicle and give a reasonable cancelation refund, quite frankly my heads starting to hurt with hours of trawling through small print, thanks and sorry for such a boring post.

[taurus]

You've tried all the usual companies I've dealt with so I can't help with that one from experience. Might it be worth going to an insurance broker, either an independent or someone like Swinton. I don't usually use them but they know the market and if you're not getting anywhere with the online applications it's worth trying.

In terms of getting a refund on cancellation, what if you pay for it monthly so you'll only pay for it as long as it's active?

[chrisdcapri]

Thanks, I thought about paying in instalments but a lot of places seem to work on a sort of credit agreement so if you cancel you still owe them the whole premium.

[Mercdan68]

Footman James,,,,,, forget Adrian flux they have forgotten how to treat customers , Try fj I cant recommend them
Enough

[heathrobinson]

Also try Peter James - the guy who started footman. Now has a smaller classic-only brokerage, they've been exceptional so far, and cheap too!

[chavinacav]

Peter James for me too. Excellent service and by far the cheapest for me

[PHUQ]

You might well find that a year's premium on a classic policy that you can't cancel still works out cheaper than 4 or 5 months on a "normal" policy that you can, by the time admin fees etc are taken into consideration.

I'm another recent convert to Peter James incidentally, I would suggest trying Lancaster as well as I've cancelled policies with them in the past (whereas Flux wouldn't, at least on the one I had, and then charged me a fortune to change the vehicle as they knew they had me over a barrel).

[heathrobinson]

I have to say that my experience with Lancaster wasn't great when I tried to claim - they tried everything the could to get out of paying, it took me a year and a county court summons to get my money out of them!