Bad start to the year -FJ insurance under 25's...

[speedy88]

23, Got Brentacre and Sky quoting about the same (around 640/650) for the 205. Best thing about them is they just charge you a premium for the car and any mods on top of that are free, you just need to tell them ;D

I went with Sky in the end as they are more engine swap friendly

[ChasR]

Jan 1, 2012 9:18:06 GMT ben711200 said:

You NEED to call rather than try getting online quotes. Have a look in the useful threads section and you will find Akku's insurance thread with lots of names to try. I'm under 25 and am insured with Brentacre

That should be changed to try both avenues.

When I got my Porker 944 S2 at 23 years old almost all insurance companies laughed at me with the 'normal' companies (Admiral, Direct Line Et al.) just throwing stupid quotes at me (around £2.5k Fully comp (I think the cheapest quote I got was £1700 TPFT via Performance Direct (who I called).

Whilst I did almost give up in looking for a 944 (I mean come on, £1.7k is quite alot on insurance!) Lancaster via their 'Guaranteed price' scheme came up with £600 fully comp for me. Great I thought. I shall call them and take it out.

How wrong I was. Maybe the telephone operator was having a bad day or something to that effect, but I was politely told over the phone that to insure a Sports car with an engine larger than 2.5 Litres or with boost (The S2 used a 16v 3.0 lump) that they would not be able to insure me. Off I went to double check my details on Lancaster's quote system. My DOB was right as were all of the other details. So I proceeded to take out the Lancaster policy online. OK I do admit that just as I was clicking the pay button I realised I had stupidly high excess (£700 rings a bell) but that it also came with a few benefits for me too (Driving other cars on Third Party (handy for the occasional longer trips, helping mates out etc.).

For years (until recently) the high street/local insurance brokers used to give me quotes that were worth more than the car (well over £2k Fully Comp for me to drive a 1.6 Focus at 19 years old (I found a policy for £700 in the end)).

The cheapest quote I have ever had on a car was on an MGB 2 years ago (£101 Fully Comp (agreed mileage of 2,000 I admit)), although my current on with FJ is the best value on the Stag (£132 with more perks .